LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,222
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,286
−HK$1,082/mo
Today · 4.125%
HK$36,368
baseline
▲ 0.50% · 4.625%
HK$38,581
+HK$2,213/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,736/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,071
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,092
−HK$1,036/mo
Today · 4.125%
HK$40,128
baseline
▲ 0.50% · 4.625%
HK$42,243
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,256/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,066
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,298/mo
Today · 4.125%
HK$43,641
baseline
▲ 0.50% · 4.625%
HK$46,297
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,282/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,686
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,911
−HK$1,243/mo
Today · 4.125%
HK$48,154
baseline
▲ 0.50% · 4.625%
HK$50,692
+HK$2,538/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,308/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,910
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,401
−HK$1,514/mo
Today · 4.125%
HK$50,915
baseline
▲ 0.50% · 4.625%
HK$54,013
+HK$3,098/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,830/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,729
−HK$1,451/mo
Today · 4.125%
HK$56,180
baseline
▲ 0.50% · 4.625%
HK$59,141
+HK$2,961/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,360/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,599
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,515
−HK$1,947/mo
Today · 4.125%
HK$65,462
baseline
▲ 0.50% · 4.625%
HK$69,445
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,924/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,528
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,366
−HK$1,865/mo
Today · 4.125%
HK$72,231
baseline
▲ 0.50% · 4.625%
HK$76,038
+HK$3,807/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,462/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,795 · Scale 2, in force from 26 Feb 2026)