LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,224
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,289
−HK$1,081/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,583
+HK$2,213/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,074
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,036/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,246
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,069
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,346
−HK$1,298/mo
Today · 4.125%
HK$43,644
baseline
▲ 0.50% · 4.625%
HK$46,300
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,288/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,689
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,914
−HK$1,243/mo
Today · 4.125%
HK$48,157
baseline
▲ 0.50% · 4.625%
HK$50,696
+HK$2,539/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,314/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,914
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,404
−HK$1,514/mo
Today · 4.125%
HK$50,918
baseline
▲ 0.50% · 4.625%
HK$54,017
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,836/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,304
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,450/mo
Today · 4.125%
HK$56,183
baseline
▲ 0.50% · 4.625%
HK$59,145
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,366/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,603
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,520
−HK$1,946/mo
Today · 4.125%
HK$65,466
baseline
▲ 0.50% · 4.625%
HK$69,450
+HK$3,984/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,932/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,533
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,371
−HK$1,865/mo
Today · 4.125%
HK$72,236
baseline
▲ 0.50% · 4.625%
HK$76,043
+HK$3,807/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,472/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,834 · Scale 2, in force from 26 Feb 2026)