LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,225
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,289
−HK$1,082/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,584
+HK$2,213/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,075
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,036/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,247
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,070
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,347
−HK$1,298/mo
Today · 4.125%
HK$43,645
baseline
▲ 0.50% · 4.625%
HK$46,301
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,290/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,690
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,915
−HK$1,243/mo
Today · 4.125%
HK$48,158
baseline
▲ 0.50% · 4.625%
HK$50,696
+HK$2,538/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,316/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,915
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,405
−HK$1,514/mo
Today · 4.125%
HK$50,919
baseline
▲ 0.50% · 4.625%
HK$54,018
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,838/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,304
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,734
−HK$1,450/mo
Today · 4.125%
HK$56,184
baseline
▲ 0.50% · 4.625%
HK$59,146
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,368/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,604
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,521
−HK$1,947/mo
Today · 4.125%
HK$65,468
baseline
▲ 0.50% · 4.625%
HK$69,451
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,936/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,534
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,372
−HK$1,865/mo
Today · 4.125%
HK$72,237
baseline
▲ 0.50% · 4.625%
HK$76,045
+HK$3,808/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,474/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,843 · Scale 2, in force from 26 Feb 2026)