LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,227
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$1,082/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$2,213/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,077
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,098
−HK$1,036/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,250
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,072
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,350
−HK$1,298/mo
Today · 4.125%
HK$43,648
baseline
▲ 0.50% · 4.625%
HK$46,304
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,296/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,692
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,918
−HK$1,243/mo
Today · 4.125%
HK$48,161
baseline
▲ 0.50% · 4.625%
HK$50,700
+HK$2,539/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,322/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,918
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,514/mo
Today · 4.125%
HK$50,922
baseline
▲ 0.50% · 4.625%
HK$54,021
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,844/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,308
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,738
−HK$1,450/mo
Today · 4.125%
HK$56,188
baseline
▲ 0.50% · 4.625%
HK$59,150
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,376/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,608
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,525
−HK$1,947/mo
Today · 4.125%
HK$65,472
baseline
▲ 0.50% · 4.625%
HK$69,455
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,944/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,539
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,377
−HK$1,865/mo
Today · 4.125%
HK$72,242
baseline
▲ 0.50% · 4.625%
HK$76,049
+HK$3,807/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,484/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,879 · Scale 2, in force from 26 Feb 2026)