LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,228
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$1,082/mo
Today · 4.125%
HK$36,375
baseline
▲ 0.50% · 4.625%
HK$38,588
+HK$2,213/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,750/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,079
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,100
−HK$1,036/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,251
+HK$2,115/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,074
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,299/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$46,305
+HK$2,655/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,694
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,920
−HK$1,243/mo
Today · 4.125%
HK$48,163
baseline
▲ 0.50% · 4.625%
HK$50,702
+HK$2,539/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,326/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,919
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,410
−HK$1,514/mo
Today · 4.125%
HK$50,924
baseline
▲ 0.50% · 4.625%
HK$54,023
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,848/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,310
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,740
−HK$1,450/mo
Today · 4.125%
HK$56,190
baseline
▲ 0.50% · 4.625%
HK$59,152
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,380/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,611
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,527
−HK$1,947/mo
Today · 4.125%
HK$65,474
baseline
▲ 0.50% · 4.625%
HK$69,458
+HK$3,984/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,948/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,541
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,380
−HK$1,864/mo
Today · 4.125%
HK$72,244
baseline
▲ 0.50% · 4.625%
HK$76,053
+HK$3,809/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,488/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,901 · Scale 2, in force from 26 Feb 2026)