LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,230
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,295
−HK$1,081/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,080
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,102
−HK$1,036/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,253
+HK$2,115/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,076
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,353
−HK$1,299/mo
Today · 4.125%
HK$43,652
baseline
▲ 0.50% · 4.625%
HK$46,308
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,304/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,696
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,922
−HK$1,243/mo
Today · 4.125%
HK$48,165
baseline
▲ 0.50% · 4.625%
HK$50,704
+HK$2,539/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,330/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,922
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,515/mo
Today · 4.125%
HK$50,927
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,854/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,312
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,742
−HK$1,451/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,530
−HK$1,947/mo
Today · 4.125%
HK$65,477
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,985/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,954/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,545
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,383
−HK$1,865/mo
Today · 4.125%
HK$72,248
baseline
▲ 0.50% · 4.625%
HK$76,056
+HK$3,808/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,496/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,928 · Scale 2, in force from 26 Feb 2026)