LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,230
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,295
−HK$1,082/mo
Today · 4.125%
HK$36,377
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$2,213/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,754/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,081
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,102
−HK$1,036/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,254
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,076
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,354
−HK$1,298/mo
Today · 4.125%
HK$43,652
baseline
▲ 0.50% · 4.625%
HK$46,308
+HK$2,656/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$87,304/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,697
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,922
−HK$1,244/mo
Today · 4.125%
HK$48,166
baseline
▲ 0.50% · 4.625%
HK$50,705
+HK$2,539/mo
Deposit HK$6.00M · loan HK$9.01M · min. income ≈ HK$96,332/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,922
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,514/mo
Today · 4.125%
HK$50,927
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,854/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,313
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,743
−HK$1,450/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,531
−HK$1,947/mo
Today · 4.125%
HK$65,478
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,984/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,956/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,545
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,384
−HK$1,865/mo
Today · 4.125%
HK$72,249
baseline
▲ 0.50% · 4.625%
HK$76,057
+HK$3,808/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,498/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,933 · Scale 2, in force from 26 Feb 2026)