LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,233
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$1,082/mo
Today · 4.125%
HK$36,380
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,760/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,084
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,036/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,080
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,358
−HK$1,298/mo
Today · 4.125%
HK$43,656
baseline
▲ 0.50% · 4.625%
HK$46,312
+HK$2,656/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,312/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,701
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,927
−HK$1,243/mo
Today · 4.125%
HK$48,170
baseline
▲ 0.50% · 4.625%
HK$50,709
+HK$2,539/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,340/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,927
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,417
−HK$1,515/mo
Today · 4.125%
HK$50,932
baseline
▲ 0.50% · 4.625%
HK$54,031
+HK$3,099/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,864/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,451/mo
Today · 4.125%
HK$56,199
baseline
▲ 0.50% · 4.625%
HK$59,161
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,398/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,620
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,537
−HK$1,947/mo
Today · 4.125%
HK$65,484
baseline
▲ 0.50% · 4.625%
HK$69,469
+HK$3,985/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,968/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,552
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,390
−HK$1,865/mo
Today · 4.125%
HK$72,255
baseline
▲ 0.50% · 4.625%
HK$76,064
+HK$3,809/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,510/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,985 · Scale 2, in force from 26 Feb 2026)