LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,236
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,300
−HK$1,082/mo
Today · 4.125%
HK$36,382
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,764/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,087
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,036/mo
Today · 4.125%
HK$40,144
baseline
▲ 0.50% · 4.625%
HK$42,260
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,288/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,083
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,361
−HK$1,298/mo
Today · 4.125%
HK$43,659
baseline
▲ 0.50% · 4.625%
HK$46,315
+HK$2,656/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,318/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,704
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,930
−HK$1,243/mo
Today · 4.125%
HK$48,173
baseline
▲ 0.50% · 4.625%
HK$50,713
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,346/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,930
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,421
−HK$1,514/mo
Today · 4.125%
HK$50,935
baseline
▲ 0.50% · 4.625%
HK$54,035
+HK$3,100/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,870/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,321
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,751
−HK$1,451/mo
Today · 4.125%
HK$56,202
baseline
▲ 0.50% · 4.625%
HK$59,165
+HK$2,963/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,404/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,624
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,541
−HK$1,947/mo
Today · 4.125%
HK$65,488
baseline
▲ 0.50% · 4.625%
HK$69,473
+HK$3,985/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,976/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,556
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,395
−HK$1,865/mo
Today · 4.125%
HK$72,260
baseline
▲ 0.50% · 4.625%
HK$76,069
+HK$3,809/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,520/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,021 · Scale 2, in force from 26 Feb 2026)