LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,241
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,306
−HK$1,082/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,092
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,114
−HK$1,036/mo
Today · 4.125%
HK$40,150
baseline
▲ 0.50% · 4.625%
HK$42,267
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,300/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,089
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,367
−HK$1,298/mo
Today · 4.125%
HK$43,665
baseline
▲ 0.50% · 4.625%
HK$46,322
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,330/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,711
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,937
−HK$1,244/mo
Today · 4.125%
HK$48,181
baseline
▲ 0.50% · 4.625%
HK$50,720
+HK$2,539/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,937
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,428
−HK$1,515/mo
Today · 4.125%
HK$50,943
baseline
▲ 0.50% · 4.625%
HK$54,043
+HK$3,100/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,886/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,329
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,760
−HK$1,451/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,174
+HK$2,963/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,633
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,550
−HK$1,948/mo
Today · 4.125%
HK$65,498
baseline
▲ 0.50% · 4.625%
HK$69,484
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,996/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,566
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,405
−HK$1,866/mo
Today · 4.125%
HK$72,271
baseline
▲ 0.50% · 4.625%
HK$76,080
+HK$3,809/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,542/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,107 · Scale 2, in force from 26 Feb 2026)