LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,241
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,306
−HK$1,082/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,603
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,093
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,115
−HK$1,036/mo
Today · 4.125%
HK$40,151
baseline
▲ 0.50% · 4.625%
HK$42,268
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,302/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,090
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,368
−HK$1,298/mo
Today · 4.125%
HK$43,666
baseline
▲ 0.50% · 4.625%
HK$46,323
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,332/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,712
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,938
−HK$1,243/mo
Today · 4.125%
HK$48,181
baseline
▲ 0.50% · 4.625%
HK$50,721
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,938
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,429
−HK$1,515/mo
Today · 4.125%
HK$50,944
baseline
▲ 0.50% · 4.625%
HK$54,044
+HK$3,100/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$101,888/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,761
−HK$1,451/mo
Today · 4.125%
HK$56,212
baseline
▲ 0.50% · 4.625%
HK$59,175
+HK$2,963/mo
Deposit HK$4.50M · loan HK$10.51M · min. income ≈ HK$112,424/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,634
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,551
−HK$1,948/mo
Today · 4.125%
HK$65,499
baseline
▲ 0.50% · 4.625%
HK$69,485
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,998/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,567
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,406
−HK$1,866/mo
Today · 4.125%
HK$72,272
baseline
▲ 0.50% · 4.625%
HK$76,082
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,544/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,116 · Scale 2, in force from 26 Feb 2026)