LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,242
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,308
−HK$1,082/mo
Today · 4.125%
HK$36,390
baseline
▲ 0.50% · 4.625%
HK$38,604
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,780/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,094
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,116
−HK$1,037/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,269
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,091
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,369
−HK$1,299/mo
Today · 4.125%
HK$43,668
baseline
▲ 0.50% · 4.625%
HK$46,325
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,336/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,713
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,939
−HK$1,244/mo
Today · 4.125%
HK$48,183
baseline
▲ 0.50% · 4.625%
HK$50,723
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,366/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,939
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,431
−HK$1,515/mo
Today · 4.125%
HK$50,946
baseline
▲ 0.50% · 4.625%
HK$54,046
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,892/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,332
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,763
−HK$1,451/mo
Today · 4.125%
HK$56,214
baseline
▲ 0.50% · 4.625%
HK$59,177
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,428/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,636
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,554
−HK$1,948/mo
Today · 4.125%
HK$65,502
baseline
▲ 0.50% · 4.625%
HK$69,487
+HK$3,985/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,004/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,570
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,409
−HK$1,866/mo
Today · 4.125%
HK$72,275
baseline
▲ 0.50% · 4.625%
HK$76,084
+HK$3,809/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,550/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,136 · Scale 2, in force from 26 Feb 2026)