LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,243
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,308
−HK$1,083/mo
Today · 4.125%
HK$36,391
baseline
▲ 0.50% · 4.625%
HK$38,605
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,782/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,095
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,117
−HK$1,036/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,270
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,092
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,370
−HK$1,299/mo
Today · 4.125%
HK$43,669
baseline
▲ 0.50% · 4.625%
HK$46,326
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,338/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,714
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,940
−HK$1,244/mo
Today · 4.125%
HK$48,184
baseline
▲ 0.50% · 4.625%
HK$50,724
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,368/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,941
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,432
−HK$1,515/mo
Today · 4.125%
HK$50,947
baseline
▲ 0.50% · 4.625%
HK$54,047
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,894/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,333
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,764
−HK$1,451/mo
Today · 4.125%
HK$56,215
baseline
▲ 0.50% · 4.625%
HK$59,178
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,430/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,638
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,555
−HK$1,948/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$69,489
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,571
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,411
−HK$1,865/mo
Today · 4.125%
HK$72,276
baseline
▲ 0.50% · 4.625%
HK$76,086
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,552/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,148 · Scale 2, in force from 26 Feb 2026)