LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,244
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,309
−HK$1,082/mo
Today · 4.125%
HK$36,391
baseline
▲ 0.50% · 4.625%
HK$38,605
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,782/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,096
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,118
−HK$1,036/mo
Today · 4.125%
HK$40,154
baseline
▲ 0.50% · 4.625%
HK$42,271
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,308/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,093
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,371
−HK$1,298/mo
Today · 4.125%
HK$43,669
baseline
▲ 0.50% · 4.625%
HK$46,327
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,338/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,715
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,941
−HK$1,244/mo
Today · 4.125%
HK$48,185
baseline
▲ 0.50% · 4.625%
HK$50,725
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,370/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,941
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,433
−HK$1,515/mo
Today · 4.125%
HK$50,948
baseline
▲ 0.50% · 4.625%
HK$54,048
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,896/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,334
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,765
−HK$1,451/mo
Today · 4.125%
HK$56,216
baseline
▲ 0.50% · 4.625%
HK$59,179
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,432/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,639
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,948/mo
Today · 4.125%
HK$65,504
baseline
▲ 0.50% · 4.625%
HK$69,490
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,008/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,573
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,412
−HK$1,865/mo
Today · 4.125%
HK$72,277
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,554/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,157 · Scale 2, in force from 26 Feb 2026)