LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,245
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$1,082/mo
Today · 4.125%
HK$36,392
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,784/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,119
−HK$1,036/mo
Today · 4.125%
HK$40,155
baseline
▲ 0.50% · 4.625%
HK$42,272
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,310/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,094
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,372
−HK$1,299/mo
Today · 4.125%
HK$43,671
baseline
▲ 0.50% · 4.625%
HK$46,328
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,342/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,717
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,943
−HK$1,244/mo
Today · 4.125%
HK$48,187
baseline
▲ 0.50% · 4.625%
HK$50,727
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,374/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,943
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,434
−HK$1,515/mo
Today · 4.125%
HK$50,949
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,898/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,336
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,767
−HK$1,451/mo
Today · 4.125%
HK$56,218
baseline
▲ 0.50% · 4.625%
HK$59,181
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,436/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,641
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,558
−HK$1,948/mo
Today · 4.125%
HK$65,506
baseline
▲ 0.50% · 4.625%
HK$69,492
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,012/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,575
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,414
−HK$1,866/mo
Today · 4.125%
HK$72,280
baseline
▲ 0.50% · 4.625%
HK$76,090
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,560/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$563,177 · Scale 2, in force from 26 Feb 2026)