LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,245
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$1,082/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$2,214/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,098
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,119
−HK$1,037/mo
Today · 4.125%
HK$40,156
baseline
▲ 0.50% · 4.625%
HK$42,273
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,312/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,095
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,373
−HK$1,299/mo
Today · 4.125%
HK$43,672
baseline
▲ 0.50% · 4.625%
HK$46,329
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,344/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,717
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,943
−HK$1,244/mo
Today · 4.125%
HK$48,187
baseline
▲ 0.50% · 4.625%
HK$50,727
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,374/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,515/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,337
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,767
−HK$1,451/mo
Today · 4.125%
HK$56,218
baseline
▲ 0.50% · 4.625%
HK$59,182
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,436/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,642
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,559
−HK$1,948/mo
Today · 4.125%
HK$65,507
baseline
▲ 0.50% · 4.625%
HK$69,493
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,014/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,576
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,415
−HK$1,866/mo
Today · 4.125%
HK$72,281
baseline
▲ 0.50% · 4.625%
HK$76,091
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,562/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,185 · Scale 2, in force from 26 Feb 2026)