LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,247
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$1,082/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,609
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,037/mo
Today · 4.125%
HK$40,158
baseline
▲ 0.50% · 4.625%
HK$42,274
+HK$2,116/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,316/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,096
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,375
−HK$1,298/mo
Today · 4.125%
HK$43,673
baseline
▲ 0.50% · 4.625%
HK$46,331
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,346/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,719
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,945
−HK$1,244/mo
Today · 4.125%
HK$48,189
baseline
▲ 0.50% · 4.625%
HK$50,729
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,378/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,946
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,437
−HK$1,515/mo
Today · 4.125%
HK$50,952
baseline
▲ 0.50% · 4.625%
HK$54,052
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,904/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,339
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,769
−HK$1,452/mo
Today · 4.125%
HK$56,221
baseline
▲ 0.50% · 4.625%
HK$59,184
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,442/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,644
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,562
−HK$1,948/mo
Today · 4.125%
HK$65,510
baseline
▲ 0.50% · 4.625%
HK$69,496
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,020/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,579
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,418
−HK$1,866/mo
Today · 4.125%
HK$72,284
baseline
▲ 0.50% · 4.625%
HK$76,094
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,568/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,207 · Scale 2, in force from 26 Feb 2026)