LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,248
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$1,082/mo
Today · 4.125%
HK$36,396
baseline
▲ 0.50% · 4.625%
HK$38,611
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,792/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,101
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,123
−HK$1,036/mo
Today · 4.125%
HK$40,159
baseline
▲ 0.50% · 4.625%
HK$42,276
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,318/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,098
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,376
−HK$1,299/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$46,333
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,721
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,244/mo
Today · 4.125%
HK$48,191
baseline
▲ 0.50% · 4.625%
HK$50,732
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,382/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,948
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,516/mo
Today · 4.125%
HK$50,955
baseline
▲ 0.50% · 4.625%
HK$54,055
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,910/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,341
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,772
−HK$1,451/mo
Today · 4.125%
HK$56,223
baseline
▲ 0.50% · 4.625%
HK$59,187
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,446/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,647
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,565
−HK$1,948/mo
Today · 4.125%
HK$65,513
baseline
▲ 0.50% · 4.625%
HK$69,499
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,026/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,582
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,421
−HK$1,866/mo
Today · 4.125%
HK$72,287
baseline
▲ 0.50% · 4.625%
HK$76,097
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,574/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,233 · Scale 2, in force from 26 Feb 2026)