LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,250
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,315
−HK$1,082/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,124
−HK$1,037/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,278
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,099
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,378
−HK$1,299/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$46,334
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,723
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,949
−HK$1,244/mo
Today · 4.125%
HK$48,193
baseline
▲ 0.50% · 4.625%
HK$50,733
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,386/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,949
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,441
−HK$1,515/mo
Today · 4.125%
HK$50,956
baseline
▲ 0.50% · 4.625%
HK$54,057
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,912/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,343
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,774
−HK$1,451/mo
Today · 4.125%
HK$56,225
baseline
▲ 0.50% · 4.625%
HK$59,189
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,450/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,649
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,567
−HK$1,948/mo
Today · 4.125%
HK$65,515
baseline
▲ 0.50% · 4.625%
HK$69,502
+HK$3,987/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,030/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,584
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,424
−HK$1,866/mo
Today · 4.125%
HK$72,290
baseline
▲ 0.50% · 4.625%
HK$76,100
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,580/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,252 · Scale 2, in force from 26 Feb 2026)