LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,250
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$1,082/mo
Today · 4.125%
HK$36,398
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,796/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,103
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,037/mo
Today · 4.125%
HK$40,162
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,324/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,379
−HK$1,299/mo
Today · 4.125%
HK$43,678
baseline
▲ 0.50% · 4.625%
HK$46,335
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,356/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,724
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,950
−HK$1,244/mo
Today · 4.125%
HK$48,194
baseline
▲ 0.50% · 4.625%
HK$50,734
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,388/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,950
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,442
−HK$1,515/mo
Today · 4.125%
HK$50,957
baseline
▲ 0.50% · 4.625%
HK$54,058
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,914/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,344
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,775
−HK$1,451/mo
Today · 4.125%
HK$56,226
baseline
▲ 0.50% · 4.625%
HK$59,190
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,452/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,650
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,568
−HK$1,949/mo
Today · 4.125%
HK$65,517
baseline
▲ 0.50% · 4.625%
HK$69,503
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,034/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,586
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,425
−HK$1,866/mo
Today · 4.125%
HK$72,291
baseline
▲ 0.50% · 4.625%
HK$76,102
+HK$3,811/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,582/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,264 · Scale 2, in force from 26 Feb 2026)