LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,251
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$1,083/mo
Today · 4.125%
HK$36,399
baseline
▲ 0.50% · 4.625%
HK$38,614
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,798/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,104
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,037/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,280
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,101
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,299/mo
Today · 4.125%
HK$43,679
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,358/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,725
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,951
−HK$1,244/mo
Today · 4.125%
HK$48,195
baseline
▲ 0.50% · 4.625%
HK$50,735
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,390/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,951
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,443
−HK$1,515/mo
Today · 4.125%
HK$50,958
baseline
▲ 0.50% · 4.625%
HK$54,059
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,916/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,345
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,776
−HK$1,452/mo
Today · 4.125%
HK$56,228
baseline
▲ 0.50% · 4.625%
HK$59,191
+HK$2,963/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,456/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,652
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,570
−HK$1,948/mo
Today · 4.125%
HK$65,518
baseline
▲ 0.50% · 4.625%
HK$69,505
+HK$3,987/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,036/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,587
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,427
−HK$1,866/mo
Today · 4.125%
HK$72,293
baseline
▲ 0.50% · 4.625%
HK$76,103
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,586/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,276 · Scale 2, in force from 26 Feb 2026)