LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,252
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,318
−HK$1,082/mo
Today · 4.125%
HK$36,400
baseline
▲ 0.50% · 4.625%
HK$38,615
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,800/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,106
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,036/mo
Today · 4.125%
HK$40,164
baseline
▲ 0.50% · 4.625%
HK$42,281
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,328/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,103
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,382
−HK$1,299/mo
Today · 4.125%
HK$43,681
baseline
▲ 0.50% · 4.625%
HK$46,338
+HK$2,657/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,727
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,953
−HK$1,244/mo
Today · 4.125%
HK$48,197
baseline
▲ 0.50% · 4.625%
HK$50,738
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,394/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,953
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,445
−HK$1,516/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$54,061
+HK$3,100/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,348
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,451/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,194
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.51M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,654
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,572
−HK$1,949/mo
Today · 4.125%
HK$65,521
baseline
▲ 0.50% · 4.625%
HK$69,508
+HK$3,987/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,042/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,590
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,430
−HK$1,866/mo
Today · 4.125%
HK$72,296
baseline
▲ 0.50% · 4.625%
HK$76,107
+HK$3,811/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,592/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,300 · Scale 2, in force from 26 Feb 2026)