LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,253
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,318
−HK$1,083/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,616
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,106
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,037/mo
Today · 4.125%
HK$40,165
baseline
▲ 0.50% · 4.625%
HK$42,282
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,330/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,104
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,382
−HK$1,299/mo
Today · 4.125%
HK$43,681
baseline
▲ 0.50% · 4.625%
HK$46,339
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,727
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,244/mo
Today · 4.125%
HK$48,198
baseline
▲ 0.50% · 4.625%
HK$50,738
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,396/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,954
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,446
−HK$1,515/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$54,062
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,348
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,452/mo
Today · 4.125%
HK$56,231
baseline
▲ 0.50% · 4.625%
HK$59,195
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,462/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,655
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,573
−HK$1,949/mo
Today · 4.125%
HK$65,522
baseline
▲ 0.50% · 4.625%
HK$69,508
+HK$3,986/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,044/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,591
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,430
−HK$1,867/mo
Today · 4.125%
HK$72,297
baseline
▲ 0.50% · 4.625%
HK$76,107
+HK$3,810/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,594/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,308 · Scale 2, in force from 26 Feb 2026)