LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,254
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,320
−HK$1,082/mo
Today · 4.125%
HK$36,402
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,804/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,037/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,105
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,384
−HK$1,299/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$46,341
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,729
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,955
−HK$1,245/mo
Today · 4.125%
HK$48,200
baseline
▲ 0.50% · 4.625%
HK$50,740
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,400/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,956
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,448
−HK$1,515/mo
Today · 4.125%
HK$50,963
baseline
▲ 0.50% · 4.625%
HK$54,064
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,926/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,350
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,781
−HK$1,452/mo
Today · 4.125%
HK$56,233
baseline
▲ 0.50% · 4.625%
HK$59,197
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,466/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,658
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,575
−HK$1,949/mo
Today · 4.125%
HK$65,524
baseline
▲ 0.50% · 4.625%
HK$69,511
+HK$3,987/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,048/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,593
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,433
−HK$1,866/mo
Today · 4.125%
HK$72,299
baseline
▲ 0.50% · 4.625%
HK$76,110
+HK$3,811/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,598/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,328 · Scale 2, in force from 26 Feb 2026)