LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,257
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,323
−HK$1,082/mo
Today · 4.125%
HK$36,405
baseline
▲ 0.50% · 4.625%
HK$38,620
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,810/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,111
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,133
−HK$1,037/mo
Today · 4.125%
HK$40,170
baseline
▲ 0.50% · 4.625%
HK$42,287
+HK$2,117/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,340/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,108
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,387
−HK$1,299/mo
Today · 4.125%
HK$43,686
baseline
▲ 0.50% · 4.625%
HK$46,345
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,372/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,733
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,959
−HK$1,245/mo
Today · 4.125%
HK$48,204
baseline
▲ 0.50% · 4.625%
HK$50,744
+HK$2,540/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,408/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,960
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,452
−HK$1,515/mo
Today · 4.125%
HK$50,967
baseline
▲ 0.50% · 4.625%
HK$54,069
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,934/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,355
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,786
−HK$1,451/mo
Today · 4.125%
HK$56,237
baseline
▲ 0.50% · 4.625%
HK$59,202
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,474/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,663
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,581
−HK$1,948/mo
Today · 4.125%
HK$65,529
baseline
▲ 0.50% · 4.625%
HK$69,517
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,058/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,599
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,439
−HK$1,866/mo
Today · 4.125%
HK$72,305
baseline
▲ 0.50% · 4.625%
HK$76,117
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,610/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,375 · Scale 2, in force from 26 Feb 2026)