LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,258
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$1,083/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,622
+HK$2,215/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,112
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,134
−HK$1,037/mo
Today · 4.125%
HK$40,171
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,342/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,110
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,389
−HK$1,299/mo
Today · 4.125%
HK$43,688
baseline
▲ 0.50% · 4.625%
HK$46,346
+HK$2,658/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$87,376/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,734
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,961
−HK$1,244/mo
Today · 4.125%
HK$48,205
baseline
▲ 0.50% · 4.625%
HK$50,746
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.01M · min. income ≈ HK$96,410/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,962
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,454
−HK$1,515/mo
Today · 4.125%
HK$50,969
baseline
▲ 0.50% · 4.625%
HK$54,071
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,938/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,357
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,452/mo
Today · 4.125%
HK$56,240
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,480/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,665
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,583
−HK$1,949/mo
Today · 4.125%
HK$65,532
baseline
▲ 0.50% · 4.625%
HK$69,519
+HK$3,987/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,064/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,602
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,442
−HK$1,866/mo
Today · 4.125%
HK$72,308
baseline
▲ 0.50% · 4.625%
HK$76,120
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,616/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,397 · Scale 2, in force from 26 Feb 2026)