LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,262
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$1,082/mo
Today · 4.125%
HK$36,410
baseline
▲ 0.50% · 4.625%
HK$38,626
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,820/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,116
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,037/mo
Today · 4.125%
HK$40,175
baseline
▲ 0.50% · 4.625%
HK$42,293
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,350/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,114
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,393
−HK$1,299/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$46,351
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,739
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,966
−HK$1,244/mo
Today · 4.125%
HK$48,210
baseline
▲ 0.50% · 4.625%
HK$50,752
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,420/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,967
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,459
−HK$1,516/mo
Today · 4.125%
HK$50,975
baseline
▲ 0.50% · 4.625%
HK$54,076
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,950/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,362
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,794
−HK$1,451/mo
Today · 4.125%
HK$56,245
baseline
▲ 0.50% · 4.625%
HK$59,210
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,490/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,671
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,590
−HK$1,949/mo
Today · 4.125%
HK$65,539
baseline
▲ 0.50% · 4.625%
HK$69,527
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,078/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,609
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,449
−HK$1,866/mo
Today · 4.125%
HK$72,315
baseline
▲ 0.50% · 4.625%
HK$76,127
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,630/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,454 · Scale 2, in force from 26 Feb 2026)