LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,263
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$1,083/mo
Today · 4.125%
HK$36,411
baseline
▲ 0.50% · 4.625%
HK$38,627
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,822/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,117
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,037/mo
Today · 4.125%
HK$40,176
baseline
▲ 0.50% · 4.625%
HK$42,294
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,352/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,115
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,394
−HK$1,299/mo
Today · 4.125%
HK$43,693
baseline
▲ 0.50% · 4.625%
HK$46,352
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,386/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,740
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,967
−HK$1,244/mo
Today · 4.125%
HK$48,211
baseline
▲ 0.50% · 4.625%
HK$50,753
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,422/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,968
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,460
−HK$1,516/mo
Today · 4.125%
HK$50,976
baseline
▲ 0.50% · 4.625%
HK$54,077
+HK$3,101/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,952/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,364
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,795
−HK$1,452/mo
Today · 4.125%
HK$56,247
baseline
▲ 0.50% · 4.625%
HK$59,211
+HK$2,964/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,494/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,673
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,591
−HK$1,949/mo
Today · 4.125%
HK$65,540
baseline
▲ 0.50% · 4.625%
HK$69,528
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,080/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,610
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,450
−HK$1,867/mo
Today · 4.125%
HK$72,317
baseline
▲ 0.50% · 4.625%
HK$76,129
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,634/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,467 · Scale 2, in force from 26 Feb 2026)