LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,264
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,082/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,628
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,118
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,140
−HK$1,037/mo
Today · 4.125%
HK$40,177
baseline
▲ 0.50% · 4.625%
HK$42,295
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,354/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,116
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,395
−HK$1,300/mo
Today · 4.125%
HK$43,695
baseline
▲ 0.50% · 4.625%
HK$46,354
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,390/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,742
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,968
−HK$1,245/mo
Today · 4.125%
HK$48,213
baseline
▲ 0.50% · 4.625%
HK$50,754
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,426/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,969
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,461
−HK$1,516/mo
Today · 4.125%
HK$50,977
baseline
▲ 0.50% · 4.625%
HK$54,079
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,954/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,365
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,797
−HK$1,451/mo
Today · 4.125%
HK$56,248
baseline
▲ 0.50% · 4.625%
HK$59,213
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,496/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,675
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,593
−HK$1,949/mo
Today · 4.125%
HK$65,542
baseline
▲ 0.50% · 4.625%
HK$69,530
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,084/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,613
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,453
−HK$1,866/mo
Today · 4.125%
HK$72,319
baseline
▲ 0.50% · 4.625%
HK$76,131
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,638/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,485 · Scale 2, in force from 26 Feb 2026)