LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,264
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,083/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,629
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,119
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,037/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,296
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,117
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,396
−HK$1,300/mo
Today · 4.125%
HK$43,696
baseline
▲ 0.50% · 4.625%
HK$46,355
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,392/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,743
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,969
−HK$1,245/mo
Today · 4.125%
HK$48,214
baseline
▲ 0.50% · 4.625%
HK$50,755
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,428/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,970
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,462
−HK$1,516/mo
Today · 4.125%
HK$50,978
baseline
▲ 0.50% · 4.625%
HK$54,080
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,956/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,366
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,798
−HK$1,452/mo
Today · 4.125%
HK$56,250
baseline
▲ 0.50% · 4.625%
HK$59,215
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,500/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,676
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,595
−HK$1,949/mo
Today · 4.125%
HK$65,544
baseline
▲ 0.50% · 4.625%
HK$69,532
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,088/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,614
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,454
−HK$1,867/mo
Today · 4.125%
HK$72,321
baseline
▲ 0.50% · 4.625%
HK$76,133
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,642/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,498 · Scale 2, in force from 26 Feb 2026)