LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,266
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$1,082/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,120
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,037/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,119
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,398
−HK$1,299/mo
Today · 4.125%
HK$43,697
baseline
▲ 0.50% · 4.625%
HK$46,356
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,394/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,744
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,971
−HK$1,245/mo
Today · 4.125%
HK$48,216
baseline
▲ 0.50% · 4.625%
HK$50,757
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,432/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,464
−HK$1,516/mo
Today · 4.125%
HK$50,980
baseline
▲ 0.50% · 4.625%
HK$54,082
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,960/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,368
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,800
−HK$1,452/mo
Today · 4.125%
HK$56,252
baseline
▲ 0.50% · 4.625%
HK$59,217
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,504/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,678
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,949/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,534
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,616
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,457
−HK$1,867/mo
Today · 4.125%
HK$72,324
baseline
▲ 0.50% · 4.625%
HK$76,136
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,648/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,517 · Scale 2, in force from 26 Feb 2026)