LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,266
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$1,083/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,631
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,037/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,119
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,398
−HK$1,300/mo
Today · 4.125%
HK$43,698
baseline
▲ 0.50% · 4.625%
HK$46,357
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,396/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,745
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,972
−HK$1,244/mo
Today · 4.125%
HK$48,216
baseline
▲ 0.50% · 4.625%
HK$50,758
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,432/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,973
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,465
−HK$1,516/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,369
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,800
−HK$1,452/mo
Today · 4.125%
HK$56,252
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,504/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,679
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,598
−HK$1,949/mo
Today · 4.125%
HK$65,547
baseline
▲ 0.50% · 4.625%
HK$69,535
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$131,094/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,617
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,458
−HK$1,867/mo
Today · 4.125%
HK$72,325
baseline
▲ 0.50% · 4.625%
HK$76,137
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.52M · min. income ≈ HK$144,650/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,526 · Scale 2, in force from 26 Feb 2026)