LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,268
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$1,083/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,632
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,145
−HK$1,037/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,300
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,121
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,400
−HK$1,300/mo
Today · 4.125%
HK$43,700
baseline
▲ 0.50% · 4.625%
HK$46,359
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,400/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,747
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,974
−HK$1,244/mo
Today · 4.125%
HK$48,218
baseline
▲ 0.50% · 4.625%
HK$50,760
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,436/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,975
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,467
−HK$1,516/mo
Today · 4.125%
HK$50,983
baseline
▲ 0.50% · 4.625%
HK$54,085
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,966/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,371
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,803
−HK$1,452/mo
Today · 4.125%
HK$56,255
baseline
▲ 0.50% · 4.625%
HK$59,220
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,510/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,682
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,600
−HK$1,950/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,538
+HK$3,988/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,620
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,461
−HK$1,867/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,140
+HK$3,812/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,549 · Scale 2, in force from 26 Feb 2026)