LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,271
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$1,083/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,636
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,126
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,148
−HK$1,038/mo
Today · 4.125%
HK$40,186
baseline
▲ 0.50% · 4.625%
HK$42,304
+HK$2,118/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,372/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,125
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,300/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,363
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,751
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,978
−HK$1,245/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,979
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,471
−HK$1,517/mo
Today · 4.125%
HK$50,988
baseline
▲ 0.50% · 4.625%
HK$54,090
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,976/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,376
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,808
−HK$1,452/mo
Today · 4.125%
HK$56,260
baseline
▲ 0.50% · 4.625%
HK$59,225
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,520/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,687
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,606
−HK$1,950/mo
Today · 4.125%
HK$65,556
baseline
▲ 0.50% · 4.625%
HK$69,545
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,112/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,626
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,467
−HK$1,867/mo
Today · 4.125%
HK$72,334
baseline
▲ 0.50% · 4.625%
HK$76,147
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,668/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,600 · Scale 2, in force from 26 Feb 2026)