LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,271
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$1,083/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,636
+HK$2,216/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,126
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,037/mo
Today · 4.125%
HK$40,186
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,119/mo
Deposit HK$7.51M · loan HK$7.51M · min. income ≈ HK$80,372/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,126
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,405
−HK$1,299/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,364
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,752
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,979
−HK$1,245/mo
Today · 4.125%
HK$48,224
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,541/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,448/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,980
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,472
−HK$1,517/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$54,091
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,377
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,809
−HK$1,452/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,226
+HK$2,965/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,688
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,607
−HK$1,950/mo
Today · 4.125%
HK$65,557
baseline
▲ 0.50% · 4.625%
HK$69,546
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,114/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,628
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,468
−HK$1,867/mo
Today · 4.125%
HK$72,335
baseline
▲ 0.50% · 4.625%
HK$76,148
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,670/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,609 · Scale 2, in force from 26 Feb 2026)