LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,273
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,339
−HK$1,084/mo
Today · 4.125%
HK$36,423
baseline
▲ 0.50% · 4.625%
HK$38,639
+HK$2,216/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,846/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,129
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,038/mo
Today · 4.125%
HK$40,189
baseline
▲ 0.50% · 4.625%
HK$42,307
+HK$2,118/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,378/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,407
−HK$1,300/mo
Today · 4.125%
HK$43,707
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,414/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,755
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,245/mo
Today · 4.125%
HK$48,227
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,454/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,983
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,475
−HK$1,517/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$54,094
+HK$3,102/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,380
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,812
−HK$1,452/mo
Today · 4.125%
HK$56,264
baseline
▲ 0.50% · 4.625%
HK$59,230
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,528/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,692
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,611
−HK$1,950/mo
Today · 4.125%
HK$65,561
baseline
▲ 0.50% · 4.625%
HK$69,550
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,122/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,632
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,472
−HK$1,868/mo
Today · 4.125%
HK$72,340
baseline
▲ 0.50% · 4.625%
HK$76,153
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,680/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,644 · Scale 2, in force from 26 Feb 2026)