LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,275
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,341
−HK$1,083/mo
Today · 4.125%
HK$36,424
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$2,216/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,848/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,130
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,153
−HK$1,037/mo
Today · 4.125%
HK$40,190
baseline
▲ 0.50% · 4.625%
HK$42,309
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,380/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,129
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,409
−HK$1,300/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,368
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,756
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,983
−HK$1,245/mo
Today · 4.125%
HK$48,228
baseline
▲ 0.50% · 4.625%
HK$50,770
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,456/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,984
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,516/mo
Today · 4.125%
HK$50,993
baseline
▲ 0.50% · 4.625%
HK$54,096
+HK$3,103/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,986/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,452/mo
Today · 4.125%
HK$56,266
baseline
▲ 0.50% · 4.625%
HK$59,232
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,532/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,694
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,613
−HK$1,950/mo
Today · 4.125%
HK$65,563
baseline
▲ 0.50% · 4.625%
HK$69,552
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,126/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,634
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,475
−HK$1,867/mo
Today · 4.125%
HK$72,342
baseline
▲ 0.50% · 4.625%
HK$76,155
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,684/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,663 · Scale 2, in force from 26 Feb 2026)