LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,275
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,341
−HK$1,084/mo
Today · 4.125%
HK$36,425
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$2,216/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,850/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,131
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,153
−HK$1,038/mo
Today · 4.125%
HK$40,191
baseline
▲ 0.50% · 4.625%
HK$42,309
+HK$2,118/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,382/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,130
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,410
−HK$1,299/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,369
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,757
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,245/mo
Today · 4.125%
HK$48,229
baseline
▲ 0.50% · 4.625%
HK$50,771
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,458/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,985
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,478
−HK$1,516/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$3,103/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,815
−HK$1,452/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,233
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,695
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,614
−HK$1,950/mo
Today · 4.125%
HK$65,564
baseline
▲ 0.50% · 4.625%
HK$69,554
+HK$3,990/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,128/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,635
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,476
−HK$1,868/mo
Today · 4.125%
HK$72,344
baseline
▲ 0.50% · 4.625%
HK$76,157
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,688/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,673 · Scale 2, in force from 26 Feb 2026)