LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,276
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,342
−HK$1,083/mo
Today · 4.125%
HK$36,425
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$2,216/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,850/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,131
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,154
−HK$1,038/mo
Today · 4.125%
HK$40,192
baseline
▲ 0.50% · 4.625%
HK$42,310
+HK$2,118/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,384/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,410
−HK$1,300/mo
Today · 4.125%
HK$43,710
baseline
▲ 0.50% · 4.625%
HK$46,370
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,420/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,758
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,985
−HK$1,245/mo
Today · 4.125%
HK$48,230
baseline
▲ 0.50% · 4.625%
HK$50,772
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,460/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,986
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,479
−HK$1,516/mo
Today · 4.125%
HK$50,995
baseline
▲ 0.50% · 4.625%
HK$54,098
+HK$3,103/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,990/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,384
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,816
−HK$1,452/mo
Today · 4.125%
HK$56,268
baseline
▲ 0.50% · 4.625%
HK$59,234
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,536/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,696
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,615
−HK$1,950/mo
Today · 4.125%
HK$65,565
baseline
▲ 0.50% · 4.625%
HK$69,555
+HK$3,990/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,130/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,637
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,477
−HK$1,868/mo
Today · 4.125%
HK$72,345
baseline
▲ 0.50% · 4.625%
HK$76,158
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,690/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,682 · Scale 2, in force from 26 Feb 2026)