LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,276
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,342
−HK$1,083/mo
Today · 4.125%
HK$36,425
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,850/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,132
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,154
−HK$1,038/mo
Today · 4.125%
HK$40,192
baseline
▲ 0.50% · 4.625%
HK$42,310
+HK$2,118/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,384/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,300/mo
Today · 4.125%
HK$43,711
baseline
▲ 0.50% · 4.625%
HK$46,370
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,422/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,758
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,985
−HK$1,245/mo
Today · 4.125%
HK$48,230
baseline
▲ 0.50% · 4.625%
HK$50,773
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,460/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,986
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,479
−HK$1,517/mo
Today · 4.125%
HK$50,996
baseline
▲ 0.50% · 4.625%
HK$54,099
+HK$3,103/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,992/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,384
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,816
−HK$1,453/mo
Today · 4.125%
HK$56,269
baseline
▲ 0.50% · 4.625%
HK$59,235
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,538/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,697
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,616
−HK$1,950/mo
Today · 4.125%
HK$65,566
baseline
▲ 0.50% · 4.625%
HK$69,555
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,132/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,637
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,478
−HK$1,867/mo
Today · 4.125%
HK$72,345
baseline
▲ 0.50% · 4.625%
HK$76,159
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,690/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,687 · Scale 2, in force from 26 Feb 2026)