LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,278
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,344
−HK$1,083/mo
Today · 4.125%
HK$36,427
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,854/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,133
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,156
−HK$1,038/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,312
+HK$2,118/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,133
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,413
−HK$1,300/mo
Today · 4.125%
HK$43,713
baseline
▲ 0.50% · 4.625%
HK$46,372
+HK$2,659/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,426/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,760
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,987
−HK$1,245/mo
Today · 4.125%
HK$48,232
baseline
▲ 0.50% · 4.625%
HK$50,775
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,464/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,989
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,481
−HK$1,517/mo
Today · 4.125%
HK$50,998
baseline
▲ 0.50% · 4.625%
HK$54,101
+HK$3,103/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,996/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,387
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,819
−HK$1,452/mo
Today · 4.125%
HK$56,271
baseline
▲ 0.50% · 4.625%
HK$59,237
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,542/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,700
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,619
−HK$1,950/mo
Today · 4.125%
HK$65,569
baseline
▲ 0.50% · 4.625%
HK$69,558
+HK$3,989/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,138/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,640
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,481
−HK$1,868/mo
Today · 4.125%
HK$72,349
baseline
▲ 0.50% · 4.625%
HK$76,162
+HK$3,813/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,698/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,713 · Scale 2, in force from 26 Feb 2026)