LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,278
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,344
−HK$1,083/mo
Today · 4.125%
HK$36,427
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,854/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,134
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,157
−HK$1,037/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,313
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,134
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,413
−HK$1,300/mo
Today · 4.125%
HK$43,713
baseline
▲ 0.50% · 4.625%
HK$46,373
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,426/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,761
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,988
−HK$1,245/mo
Today · 4.125%
HK$48,233
baseline
▲ 0.50% · 4.625%
HK$50,775
+HK$2,542/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,466/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,989
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,482
−HK$1,516/mo
Today · 4.125%
HK$50,998
baseline
▲ 0.50% · 4.625%
HK$54,102
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$101,996/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,387
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,819
−HK$1,453/mo
Today · 4.125%
HK$56,272
baseline
▲ 0.50% · 4.625%
HK$59,238
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,544/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,700
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,620
−HK$1,949/mo
Today · 4.125%
HK$65,569
baseline
▲ 0.50% · 4.625%
HK$69,559
+HK$3,990/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,138/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,641
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,482
−HK$1,867/mo
Today · 4.125%
HK$72,349
baseline
▲ 0.50% · 4.625%
HK$76,163
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,698/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,719 · Scale 2, in force from 26 Feb 2026)