LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,283
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$1,083/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,649
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,037/mo
Today · 4.125%
HK$40,199
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,398/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,139
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,419
−HK$1,300/mo
Today · 4.125%
HK$43,719
baseline
▲ 0.50% · 4.625%
HK$46,379
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,438/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,767
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,994
−HK$1,245/mo
Today · 4.125%
HK$48,239
baseline
▲ 0.50% · 4.625%
HK$50,782
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,478/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,996
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,488
−HK$1,517/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$54,109
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,395
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,827
−HK$1,452/mo
Today · 4.125%
HK$56,279
baseline
▲ 0.50% · 4.625%
HK$59,246
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,558/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,709
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,628
−HK$1,950/mo
Today · 4.125%
HK$65,578
baseline
▲ 0.50% · 4.625%
HK$69,568
+HK$3,990/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,156/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,650
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,491
−HK$1,868/mo
Today · 4.125%
HK$72,359
baseline
▲ 0.50% · 4.625%
HK$76,173
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,718/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,794 · Scale 2, in force from 26 Feb 2026)