LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,284
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,350
−HK$1,084/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,650
+HK$2,216/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,140
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,163
−HK$1,038/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,320
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,140
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,300/mo
Today · 4.125%
HK$43,720
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,661/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,440/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,996
−HK$1,245/mo
Today · 4.125%
HK$48,241
baseline
▲ 0.50% · 4.625%
HK$50,784
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,482/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,997
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,490
−HK$1,517/mo
Today · 4.125%
HK$51,007
baseline
▲ 0.50% · 4.625%
HK$54,111
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$102,014/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,396
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,828
−HK$1,453/mo
Today · 4.125%
HK$56,281
baseline
▲ 0.50% · 4.625%
HK$59,248
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,562/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,711
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,630
−HK$1,950/mo
Today · 4.125%
HK$65,580
baseline
▲ 0.50% · 4.625%
HK$69,571
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,160/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,652
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,494
−HK$1,867/mo
Today · 4.125%
HK$72,361
baseline
▲ 0.50% · 4.625%
HK$76,176
+HK$3,815/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,722/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,813 · Scale 2, in force from 26 Feb 2026)