LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,285
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,351
−HK$1,084/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,652
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,141
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,164
−HK$1,038/mo
Today · 4.125%
HK$40,202
baseline
▲ 0.50% · 4.625%
HK$42,321
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,404/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,142
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,421
−HK$1,300/mo
Today · 4.125%
HK$43,721
baseline
▲ 0.50% · 4.625%
HK$46,382
+HK$2,661/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,442/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,770
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,997
−HK$1,245/mo
Today · 4.125%
HK$48,242
baseline
▲ 0.50% · 4.625%
HK$50,785
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,484/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,998
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,491
−HK$1,517/mo
Today · 4.125%
HK$51,008
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$102,016/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,398
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,830
−HK$1,453/mo
Today · 4.125%
HK$56,283
baseline
▲ 0.50% · 4.625%
HK$59,249
+HK$2,966/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,566/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,712
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,632
−HK$1,950/mo
Today · 4.125%
HK$65,582
baseline
▲ 0.50% · 4.625%
HK$69,573
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,164/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,654
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,496
−HK$1,867/mo
Today · 4.125%
HK$72,363
baseline
▲ 0.50% · 4.625%
HK$76,178
+HK$3,815/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,726/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,829 · Scale 2, in force from 26 Feb 2026)