LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,285
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,352
−HK$1,083/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,652
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,165
−HK$1,038/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,322
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,142
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,422
−HK$1,300/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,383
+HK$2,661/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,770
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,245/mo
Today · 4.125%
HK$48,243
baseline
▲ 0.50% · 4.625%
HK$50,786
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,486/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,999
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,492
−HK$1,517/mo
Today · 4.125%
HK$51,009
baseline
▲ 0.50% · 4.625%
HK$54,113
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$102,018/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,399
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,831
−HK$1,453/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,251
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.52M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,713
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,633
−HK$1,950/mo
Today · 4.125%
HK$65,583
baseline
▲ 0.50% · 4.625%
HK$69,574
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,166/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,656
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,497
−HK$1,868/mo
Today · 4.125%
HK$72,365
baseline
▲ 0.50% · 4.625%
HK$76,179
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,730/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,839 · Scale 2, in force from 26 Feb 2026)