LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,286
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,352
−HK$1,084/mo
Today · 4.125%
HK$36,436
baseline
▲ 0.50% · 4.625%
HK$38,653
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,872/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,165
−HK$1,038/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,322
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,143
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,422
−HK$1,301/mo
Today · 4.125%
HK$43,723
baseline
▲ 0.50% · 4.625%
HK$46,383
+HK$2,660/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$87,446/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,771
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,246/mo
Today · 4.125%
HK$48,244
baseline
▲ 0.50% · 4.625%
HK$50,787
+HK$2,543/mo
Deposit HK$6.01M · loan HK$9.02M · min. income ≈ HK$96,488/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,000
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,493
−HK$1,517/mo
Today · 4.125%
HK$51,010
baseline
▲ 0.50% · 4.625%
HK$54,114
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,020/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,399
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,831
−HK$1,453/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,251
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,714
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,634
−HK$1,950/mo
Today · 4.125%
HK$65,584
baseline
▲ 0.50% · 4.625%
HK$69,575
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,168/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,656
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,498
−HK$1,868/mo
Today · 4.125%
HK$72,366
baseline
▲ 0.50% · 4.625%
HK$76,180
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,732/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,845 · Scale 2, in force from 26 Feb 2026)