LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,289
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$1,084/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,038/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,301/mo
Today · 4.125%
HK$43,728
baseline
▲ 0.50% · 4.625%
HK$46,388
+HK$2,660/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,456/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,776
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,004
−HK$1,245/mo
Today · 4.125%
HK$48,249
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,543/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,498/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,005
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,517/mo
Today · 4.125%
HK$51,015
baseline
▲ 0.50% · 4.625%
HK$54,120
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,030/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,405
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,838
−HK$1,453/mo
Today · 4.125%
HK$56,291
baseline
▲ 0.50% · 4.625%
HK$59,258
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,582/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,721
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,641
−HK$1,950/mo
Today · 4.125%
HK$65,591
baseline
▲ 0.50% · 4.625%
HK$69,582
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,182/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,664
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,505
−HK$1,869/mo
Today · 4.125%
HK$72,374
baseline
▲ 0.50% · 4.625%
HK$76,188
+HK$3,814/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,748/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,907 · Scale 2, in force from 26 Feb 2026)