LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,292
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,358
−HK$1,084/mo
Today · 4.125%
HK$36,442
baseline
▲ 0.50% · 4.625%
HK$38,659
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,884/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,149
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,172
−HK$1,038/mo
Today · 4.125%
HK$40,210
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,420/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,150
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,430
−HK$1,300/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,779
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,245/mo
Today · 4.125%
HK$48,252
baseline
▲ 0.50% · 4.625%
HK$50,796
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,504/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,008
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,502
−HK$1,517/mo
Today · 4.125%
HK$51,019
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,038/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,409
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,841
−HK$1,453/mo
Today · 4.125%
HK$56,294
baseline
▲ 0.50% · 4.625%
HK$59,262
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,588/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,725
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,645
−HK$1,951/mo
Today · 4.125%
HK$65,596
baseline
▲ 0.50% · 4.625%
HK$69,587
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,192/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,668
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,510
−HK$1,868/mo
Today · 4.125%
HK$72,378
baseline
▲ 0.50% · 4.625%
HK$76,193
+HK$3,815/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,756/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,944 · Scale 2, in force from 26 Feb 2026)