LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,292
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$1,084/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,150
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,038/mo
Today · 4.125%
HK$40,211
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,422/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,151
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,431
−HK$1,300/mo
Today · 4.125%
HK$43,731
baseline
▲ 0.50% · 4.625%
HK$46,392
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,462/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,780
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,246/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$50,796
+HK$2,543/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,009
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,502
−HK$1,518/mo
Today · 4.125%
HK$51,020
baseline
▲ 0.50% · 4.625%
HK$54,124
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,040/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,410
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,842
−HK$1,453/mo
Today · 4.125%
HK$56,295
baseline
▲ 0.50% · 4.625%
HK$59,262
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,590/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,726
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,646
−HK$1,951/mo
Today · 4.125%
HK$65,597
baseline
▲ 0.50% · 4.625%
HK$69,588
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$131,194/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,669
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,511
−HK$1,868/mo
Today · 4.125%
HK$72,379
baseline
▲ 0.50% · 4.625%
HK$76,195
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.53M · min. income ≈ HK$144,758/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,952 · Scale 2, in force from 26 Feb 2026)